For Sale: White Bear Lake MLS# 7043903
Pending
NEW!
$359,900
Single Family: Four or More Level Split
3 br • 2 ba • Built 1963
1,678 sqft • 0.29 acres
MLS# 7043903
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Property Description
Welcome to 3504 Oak Terrace in the heart of White Bear Lake, a thoughtfully designed four-level home that combines practical living spaces with recent updates including new carpet and LVP throughout the home, newly painted, updated bathrooms and more, all situated on a .29-acre walkout corner lot framed by mature trees.
The home’s exterior immediately sets the tone, with a 12x14 front deck that serves as both an entry feature and a functional outdoor space. It’s a natural spot to enjoy quiet mornings or connect with neighbors in this established community. Stepping inside, the main level is arranged for both comfort and usability. The living room offers a welcoming space with natural light and an open feel. The kitchen has been updated with stainless steel appliances and a tile backsplash, while offering generous countertop space that supports both everyday cooking and larger gatherings. A window above the sink provides a view of the backyard, adding to the connection between indoor and outdoor spaces. Adjacent to the kitchen, the informal dining area is positioned for convenience and flow. A patio door leads directly to a 14x16 deck, extending the living space outdoors. This setup makes it easy to host meals outside or simply step out for fresh air.
The upper level is dedicated to private living quarters. Three bedrooms are arranged with functionality in mind, along with a full bathroom featuring tiled floors and walls for durability and easy maintenance. A hallway linen closet adds storage, while a traditional clothes chute offers a unique and practical feature rarely found in newer homes.
The walkout lower level adds significant flexibility to the home. The family room is designed for comfort, featuring wood wainscoting accents that bring warmth and texture, along with a gas fireplace that creates a cozy focal point. This level also includes a separate space that can serve as a home office, den, or hobby area, along with a recently remodeled 3/4 bathroom that adds convenience.
The basement level focuses on utility, with a dedicated laundry area and ample storage space to keep the home organized. Completing the home is a highly sought after three car attached garage.
Beyond the home itself, White Bear Lake offers an exceptional lifestyle. Residents enjoy access to scenic parks, walking and biking trails, charming local shops, and a vibrant dining scene. The beautiful lake provides opportunities for boating, fishing, and year-round recreation, while the strong sense of community and convenient proximity to the Twin Cities make it an ideal place to call home.
Listing
Listing Status:
Pending
Contingency:
None
List Price:
$359,900
Price per sq ft:
$214
Property Type:
Single Family
City:
White Bear Lake
Garage Spaces:
3
County:
Ramsey
Year Built:
1963
State:
MN
Property Style:
Four or More Level Split
Zip Code:
55110
Subdivision Name:
Golf View Heights 3
Interior
Bedrooms:
3
Bathrooms:
2
Finished Area:
1,678 ft2
Total Fireplaces:
1
Living Area:
1,678 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Dryer
- Exhaust Fan
- Range
- Refrigerator
- Washer
- Water Softener Owned
Fireplace Details:
- Family Room
- Gas
Basement Details:
- Daylight/Lookout Windows
- Drain Tiled
- Finished
- Full
- Sump Pump
- Walkout
Exterior
Stories:
Four or More Level Split
Garage Spaces:
3
Garage Dimensions:
32x24
Garage Size:
768 ft2
Air Conditioning:
Central Air
Foundation Size:
1,128 ft2
Foundation Dimensions:
40x24
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
- Fireplace(s)
- Forced Air
Parking Features:
- Attached Garage
- Concrete
- Garage Door Opener
Unit Amenities:
- Deck
- Hardwood Floors
- Kitchen Window
- Natural Woodwork
- Tile Floors
- Washer/Dryer Hookup
Road Frontage:
- City Street
- Curbs
- Paved Streets
Exterior Material:
- Block
- Frame
Pool:
None
Roof Details:
Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- 3/4 Basement
- Upper Level Full Bath
Dining/Kitchen:
- Informal Dining Room
- Kitchen/Dining Room
Laundry:
- Electric Dryer Hookup
- Laundry Room
- Lower Level
- Sink
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bathroom | 6 x 7 | 42 |
| Bedroom | 9 x 10 | 90 |
| Bedroom 2 | 10 x 14 | 140 |
| Bedroom 3 | 9 x 11 | 99 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 14 x 16 | 224 |
| Deck | 12 x 14 | 168 |
| Dining Room | 10 x 9 | 90 |
| Foyer | 5 x 5 | 25 |
| Kitchen | 9 x 9 | 81 |
| Living Room | 14 x 18 | 252 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Bathroom | 6 x 7 | 42 |
| Family Room | 13 x 20 | 260 |
| Laundry | 17 x 22 | 374 |
| Office | 9 x 13 | 117 |
| Utility Room | 17 x 22 | 374 |
Lot & Land
Acres:
0.29
Geolocation:
45.04728, -92.996414
Lot Dimensions:
89 x 142
Zoning:
Residential-Single Family
Lot Description:
- Corner Lot
- Tree Coverage - Medium
Schools
School District:
2099
District Phone:
6514077500
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$4,406
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$4,406
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of RE/MAX Advantage Plus.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.